Itistruethatsofaraswealthgivestimeforidealendsandexercisetoidealenergies，wealthisbetterthanpovertyandoughttobechosen。Butwealthdoesthisinonlyaportionoftheactualcases。Elsewherethedesiretogainwealthandthefeartoloseitareourchiefbreedersofcowardiceandpropagatorsofcorruption。Therearethousandsofconjuncturesinwhichawealth-boundmanmustbeaslave，whilstamanforwhompovertyhasnoterrorsbecomesafreeman。Thinkofthestrengthwhichpersonalindifferencetopovertywouldgiveusifweweredevotedtounpopularcauses。Weneednolongerholdourtonguesorfeartovotetherevolutionaryorreformatoryticket。
Ourstocksmightfall，ourhopesofpromotionvanish，oursalariesstop，ourclubdoorscloseinourfaces；yet，whilewelived，wewouldimperturbablybearwitnesstothespirit，andourexamplewouldhelptosetfreeourgeneration。Thecausewouldneeditsfunds，butweitsservantswouldbepotentinproportionaswepersonallywerecontentedwithourpoverty。
Irecommendthismattertoyourseriouspondering，foritiscertainthattheprevalentfearofpovertyamongtheeducatedclassesistheworstmoraldiseasefromwhichourcivilizationsuffers。
IhavenowsaidallthatIcanusefullysayabouttheseveralfruitsofreligionastheyaremanifestedinsaintlylives，soI
willmakeabriefreviewandpasstomymoregeneralconclusions。